Starting Jan. 15, the nation's health insurers have been required to cover the cost of up to eight at-home rapid COVID-19 tests per month for their health plan enrollees.
Insurers are taking different approaches to the mandate and, as an employer, you should communicate with your covered staff about this new benefit, how it works and other advice.
According to frequently asked questions posted by the Department of Labor, coverage for over-the-counter test kits must be covered by insurers without cost-sharing and without a doctor's order or prescription. It laid out a series of rules insurers and health plans must follow. They:
Contact us or your group health insurer for guidance on how it will handle payment for OTC tests. It is important to:
Once you have those details in hand, hold a meeting with your staff covering the following: