 A new study has found that more than one in four U.S. workers say expensive medical bills are having a major impact on their mental health.
Mental health issues have come to the fore during the COVID-19 pandemic, spurring employers to expect their group health plans to do more for their workers in this area. The report on the study by the health care consulting company Centivo urges employers to consider new ways to reduce the medical financial burden some of their employees may be experiencing.
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 The Equal Employment Opportunity Commission has issued guidance stating that employees suffering from "long COVID-19" may be protected under workplace disability discrimination statutes.
The guidance states that someone suffering from impairments resulting from long-haul COVID-19 symptoms can be considered "disabled" under the Americans with Disabilities Act and entitled to the same treatment as other disabled workers. But not in every case  The COVID-19 pandemic has had profound effects on health insurance in the U.S., with many employers improving mental health and other benefits to help their workers during this trying period, according to a new report by the Kaiser Family Foundation.
What are the options for boosting those benefits, which workers have been increasingly demanding during the pandemic?  Employers that plan to or have already introduced incentives or penalties to coax their workers to get vaccinated against COVID-19, have to prepare for likely paperwork and compliance challenges.
The Biden administration has made it easier to require employees to get vaccinated after it ordered Fed-OSHA to write regulations mandating that all employers with 100 or more employees require their workers to get vaccinated or submit to weekly testing.  The IRS has announced the new affordability requirement test percentage that group health plans must comply with to conform to the Affordable Care Act.
Under the ACA, employers with 50 or more full-time workers are required to provide health insurance that covers 10 essential benefits and that must be considered "affordable," meaning that the employee's share of premiums may not exceed a certain level. Make sure your plans are in compliance. Here is the new level for 2022.  Employers are entering the second year of open enrollment taking place during the COVID-19 pandemic, which is still having an outsized impact on the process and which has changed the face of health insurance.
There are a number of issues that will have an effect on health plans, as well as regulations and laws affecting coverage that were born out of the pandemic. While employers will have to contend with the usual open enrollment challenges, this year presents new issues that employers will have to keep an eye on to ensure their plans are compliant. |
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