The Centers for Medicare and Medicaid Services announced in late February that private group health plans cannot deny coverage or impose cost-sharing for COVID-19 diagnostic testing, regardless of whether or not the patient is experiencing symptoms or has been exposed to someone with the disease.
The CMS said it had issued the new guidance to make it easier for people to get tested with no out-of-pocket costs if they are planning to visit family members or take a flight, for example. Here's what's going on.
How Do You Get Part D?
If you are or about to be in the Medicare eligible market and will not continue receiving your health insurance from your job, you will need a Medicare Part D, also known as a prescription drug plan. As mentioned in my previous article, if you choose a Supplement or Medigap policy you will have to decide on the appropriate Part D plan. These plans have an additional monthly premium ranging from the low teens to about $100, depending on the carrier. More than likely, you will also have monthly drug costs, depending on your coverage and health.