 While most organizations ramp up their benefits communications about a month before open enrollment starts, the efforts often drop off at the start of the year.
That's a shame because many employees are woefully unaware of how their benefits function and are often not taking full advantage of what their employer and they are paying for. Employees that don't understand their benefits fully may end up paying out of pocket for services that are covered.
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 More employers are including narrow provider network insurance plans among their plan offerings to their employees to give them a lower-cost premium option.
Narrow provider networks limit the number of covered providers included in health insurance plans. While these plans have been mainstays on Affordable Care Act marketplaces, employers have been slow to adopt them.  Despite the job market upheaval and intense competition for talent, there is a mismatch between the value that human resources executives and job prospects put on employee benefits, according to a new survey.
One in five workers surveyed said that health care and health insurance are a major factor when deciding to accept a job, compared with only 13% of human resources executives, according to the "2022 Health at Work" survey by Quest Diagnostics. |
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