As the labor market remains tight and businesses struggle to find staff, more small firms are starting to offer employee benefits, particularly health coverage.
But the costs of coverage can be daunting and many employers worry about whether they can afford benefits programs and struggle to set a budget that won't deplete or severely dent their profits.
Studies have found that 93% of employees opt for the same benefits every year and that 35% of workers don't fully understand the benefits they are enrolled in.
Both of these issues can lead to workers skipping necessary appointments, check-ups and treatment regimens for chronic conditions, which in turn puts their health at risk. Not to mention, they are likely wasting money as a result.
Here's how you can help.