 Even though the majority of workers receive health insurance coverage on the job, a new survey has found that many of them understand surprisingly little about their health plans and are leaving money on the table.
The "Health Insurance Literacy Survey" by Healthcare.com found widespread misunderstanding about how copays and deductibles work, and what premiums and benefits are.
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 As the 2023 group health open enrollment season nears, more employers have heard concerns among their staff and are focusing on affordability and easier access to health care services, according to a new study.
Mercer's "Health & Benefit Strategies for 2023" study, which surveyed more than 700 employers, found that more than two-thirds of businesses are planning to improve their health benefit options to better compete for talent.  As we enter 2022, there are a number of changes on the horizon that plan sponsors need to be aware of as they will affect group health plans as well as employees enrolled in those plans.
Some of the changes concern temporary rules that were implemented during the COVID-19 pandemic. In addition, new rulemaking is likely to be introduced in 2022. Here's what you can expect going into next year.  A new study has identified the top five health conditions that are driving the overall cost of group health plan outlays, and without which spending would actually be falling.
The report is enlightening, and employers can use the findings to offer programs aimed at education and prevention to help control their employees' health care costs and cut into health insurance premiums paid by both employers and workers. What are the five conditions and what can you do to help your employees?  Open enrollment for health insurance is less than two months away. And if you’re thinking of signing up for an Affordable Care Act plan, you’re probably more than a little confused and anxious.
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