A new study has identified the top five health conditions that are driving the overall cost of group health plan outlays, and without which spending would actually be falling.

The report is enlightening, and employers can use the findings to offer programs aimed at education and prevention to help control their employees' health care costs and cut into health insurance premiums paid by both employers and workers. What are the five conditions and what can you do to help your employees?

Open enrollment for health insurance is less than two months away. And if you’re thinking of signing up for an Affordable Care Act plan, you’re probably more than a little confused and anxious.