A new study has identified the top five health conditions that are driving the overall cost of group health plan outlays, and without which spending would actually be falling.
The report is enlightening, and employers can use the findings to offer programs aimed at education and prevention to help control their employees' health care costs and cut into health insurance premiums paid by both employers and workers. What are the five conditions and what can you do to help your employees?
Inspecting its study data for trends, the Health Action Council (HAC) determined that 63% of its covered lives had at least one of five conditions that were driving health care costs. Most of these top five conditions are preventable or treatable with lifestyle modifications that employers can encourage. Here's a look at the five conditions and the burden they put on your employees and your company:
Average costs paid per member of the HAC for asthma treatment are increasing on average 6.4% a year. This is one of the most prevalent health conditions in the country. Three important stats:
Average costs paid per member of the HAC for diabetic treatment are also increasing 6.4% a year. Three important stats:
Average costs paid per member of the HAC for hypertension treatment are increasing 6.3% a year. Three important stats:
Average costs paid per member of the HAC for back treatment are increasing 3.4% a year. Three important stats:
Mental health, substance abuse
Average costs paid per member of the HAC for mental health and substance abuse treatment are increasing 2.7% a year. Three important stats:
To help workers with these conditions, the report recommends: